What is the best company to order credit reports from?
Attention credit gurus. A consumer is supposed to be able to get one free credit report. But when I tried to order, the co. puts up an agreement that forces you into monthly credit report monitoring for a monthly fee, this before they give you the “free” report, So what is the best way to get the 3 credit reports.
May 23rd, 2010 at 4:18 am
Equafax
May 23rd, 2010 at 6:20 am
http://www.AnnualCreditReport.com is the only place that you will get your credit reports for free once a year. No credit card required nor a need to sign up to anything.
May 23rd, 2010 at 6:32 am
No doubt its the one that has all three credit bureaus on them. Because if you dont do that you might have a problem when you apply for a loan or credit card in the future and the company you apply to uses another credit bureau than the one you have been monitoring.
My 2 cents is to use a 3 in one service. I use one for just 14.95 and they give you one month free so you can just sign up get the report cancel and then check back in a few months time, hey thats what I do Just go to http://justcardoffers.com/ and look for the Equifax Credit Report link and take it from there…
Best of luck!
May 23rd, 2010 at 7:21 am
The three nationwide consumer reporting companies are using one website, one toll-free telephone number, and one mailing address for consumers to order their free annual report.
To order, click on annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is at the back of this brochure; or you can print it from ftc.gov/credit.
May 23rd, 2010 at 7:30 am
You can get trans union and experian and monitor them for free, I just found an article about it the other day.
May 23rd, 2010 at 2:50 pm
About order credit reports can be read in http://the-net-usa.blogspot.com/?q=order%20credit%20reports