Who knows a GOOD SITE to get reports on either one or all 3 credit report agencies ?
Hi there !I’m looking for a reputable site -free preferably if at all possible-. that can provide me with my credit report for all 3 agencies. I’ll settle for one if i have to.
Thank you so very much,
René
June 24th, 2010 at 9:58 pm
You can get your legit once a year free credit reports at http://www.annualcreditreport.com, this is the only one that will actually be free, and you can get one report on each of the 3 agencies per year. If you actually want your credit score with them, you can get those for 15-16 bucks each at http://www.myfico.com. These are the legitimate sites for looking at these things, there are plenty of other less legitimate sites.
edit – your credit report will contain the information about your credit history, including any errors that you might need to get removed. You should be able to get a general idea of where you stand from one of these. The credit score from myfico will include a full credit report along with your “score” that people will generally look at, as well as a summary of the high and low points of your report – what you’re doing well and what you need to improve on.
I would suggest getting at least one of your actual credit scores from myfico, and free reports on ones which you don’t get your score for, so you can make sure there are no major errors. Getting the score for one of the agencies should give you a decent idea what your scores will be for the others.
June 24th, 2010 at 11:30 pm
freecreditreport.deep-ice.com – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.
June 25th, 2010 at 2:37 am
The law allows you one free credit report each year. Try going to
annual credit report.com
June 25th, 2010 at 4:48 am
I wish those using YA would identify WHERE THEY LIVE. It affects the response.
I assume you are in the US.
First read what the US gov’ regulation on this subject:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm
Try this site for one company that does them::
http://www.equifax.com/home
If you are in Canada, start here:
http://canadian-creditreport.com/