Do collection accounts show up on all three Credit Bureau reports?
So when someone checks their credit report, if they have an account in collections will it show up on all three reports? Thanks.
So when someone checks their credit report, if they have an account in collections will it show up on all three reports? Thanks.
April 21st, 2010 at 1:43 am
Sometimes. The information is passed on from the creditor. Sometimes they only report to 1 or 2 of them, sometimes all 3.
April 21st, 2010 at 2:54 am
It depends. Not all companies report to all 3 credit bureaus. You may have a company that only report to equifax and transunion and not report to experian. When i worked at a loan company that’s how we reported.
April 21st, 2010 at 9:51 am
It depends on the creditor.. Lori O is right, some report to all 3 and some report to 1 or 2, I work at a collection agency and we reoprt to only 2 agencies, experian and equifax, and up until abouta year ago only reported to experian.. if you go to http://www.annualcreditreport.com you can view all 3 of your credit reportss for free once a year and you’ll know for sure what is on there and can also submit disputes and consumer statements.. . All of the other “free” credit report sites are kind of a scam and end up putting you on a monthly billing, this is the site set up thru the us govt.. hope this helps